ending to both corporate and

Lending to both corporate and retail clients has all but stopped as banks hoard cash owing to the increased risk of nonpayment of loans or a run on deposits.In addition, Russian stock exchanges have declined by two thirds since the spring.Arkady Dvorkovich, a special assistant to Russian President Dmitry Medvedev, told reporters last week that the government intends to continue large scale spending on public housing and other infrastructure projects.government is keeping a close eye on where their money is going, said Julia Tsepliaeva, chief economist at Merrill Lynch in Moscow. Most important question for Russia will be getting capital back into the economy. Medvedev has also told the head of Russia natural gas monopoly, Gazprom, to collect a $2.4 billion debt it says Ukraine owes for gas deliveries..

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